Assura supplementary insurance
All products, benefits and prices compared — updated 2026
1'100'000
Insured
1978
Founded
800
Employees
Pully (Lausanne)
Headquarters
About Assura SA
With over 1.1 million policyholders, Assura is one of the largest Swiss health insurers. The company is organised as a cooperative and is known for its low basic insurance premiums. In the supplementary insurance segment, Assura offers a focused portfolio built around the Optima system for hospital insurance.
Lowest basic insurance premiums in many cantons
Supplementary insurance from Assura
✓ Strengths
- ●Optima system for hospital insurance: Flex, Standard, Plus, Ultra
- ●Complementa Extra for outpatient supplementary cover
- ●Medna and Natura for complementary medicine
- ●No gender difference in premiums
- ●Organised as a cooperative
ℹ Good to know
- ●Known for low premiums, but with partly more restrictive benefits
- ●Fewer digital offerings than competitors
- ●Customer service ratings are mixed
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Calculate premium now →Frequently asked questions about Assura
What is the Assura Optima system?▼
The Optima system offers hospital insurance in 4 tiers: Optima Flex Varia (flexible hospital choice), Optima Varia (free hospital choice, general ward), Optima Plus Varia (semi-private) and Ultra Varia (private).
How much does Assura supplementary insurance cost?▼
In the canton of Zurich, prices range from CHF 4.50/month (Medna) to CHF 163.00/month (Ultra Varia). Complementa Extra starts at CHF 15.25/month.
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As of: March 2026 · All information without guarantee · Prices may vary by canton, age and gender