Sanitas supplementary insurance
All products, benefits and prices compared — updated 2026
840'000
Insured
1958
Founded
1'700
Employees
Zürich
Headquarters
About Sanitas Krankenversicherung
Sanitas is one of the larger Swiss health insurers, headquartered in Zürich. With around 840'000 insured members, Sanitas offers an innovative portfolio of supplementary insurance, distinguished by the Liberty concept for hospital insurance — flexible choice of hospital worldwide.
Innovative with digital health solutions
Supplementary insurance from Sanitas
✓ Strengths
- ●Liberty concept: free choice of hospital worldwide (Hospital Liberty)
- ●Vital line: 3 tiers (Basic, Smart, Premium) for outpatient benefits
- ●Hospital Upgrade options for existing policyholders
- ●Fertility insurance as a standalone product
- ●Medical Private for treatment by private doctors
ℹ Good to know
- ●Dental with accident coverage only available with a 1-year contract
- ●Hospital Liberty products are in the upper price segment
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Calculate premium now →Frequently asked questions about Sanitas
What is the Sanitas Liberty concept?▼
Liberty means free choice of hospital worldwide. With Hospital Standard Liberty you freely choose the hospital in the general ward. Hospital Extra and Top Liberty offer semi-private or private ward selection — each one worldwide.
How much does Sanitas supplementary insurance cost?▼
In the canton of Zürich, prices range from CHF 6.20/month (Hospital Upgrade Top) to CHF 101.10/month (Hospital Top Liberty). Vital Basic starts from CHF 14.40/month.
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As of: March 2026 · All information without guarantee · Prices may vary by canton, age and gender