SWICA supplementary insurance
All products, benefits and prices compared — updated 2026
1'600'000
Insured
1992
Founded
2'000
Employees
Winterthur
Headquarters
About SWICA Gesundheitsorganisation
SWICA is a leading Swiss health organisation and, with around 1.6 million policyholders, ranks among the country's largest health insurers. SWICA stands out for its holistic approach to health, focusing on prevention, health promotion and innovative digital solutions.
Multiple award-winning customer service Highest customer satisfaction in the industry
Supplementary insurance from SWICA
✓ Strengths
- ●Holistic approach to health with a strong focus on prevention
- ●COMPLETA product line: TOP and FORTE with various deductibles (300/600)
- ●Attractive contributions towards fitness, prevention and complementary medicine (OPTIMA, PRAEVITA)
- ●Comprehensive hospital offering: HOSPITA in 6 variants
- ●No health assessment required for SUPPLEMENTA and PRAEVITA
ℹ Good to know
- ●COMPLETA FORTE is relatively expensive by comparison
- ●Some products have waiting periods
- ●HOSPITA Privat Weltweit is the most expensive hospital product on the market
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Calculate premium now →Frequently asked questions about SWICA
What is the difference between COMPLETA TOP and COMPLETA FORTE?▼
COMPLETA TOP provides basic supplementary cover (glasses, alternative medicine, treatment abroad, dental treatment). COMPLETA FORTE extends this with higher limits and additional benefits. Both can be chosen with a deductible of 300 or 600.
What does SWICA OPTIMA cover?▼
OPTIMA is the premium product for complementary medicine and offers up to CHF 5'000/year for recognised therapists, fitness contributions and health promotion.
How much does SWICA supplementary insurance cost?▼
In the canton of Zurich, prices start from CHF 2.50/month (legal protection) up to CHF 273.00/month (HOSPITA Privat Weltweit). COMPLETA TOP starts from CHF 34.00/month.
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As of: March 2026 · All information without guarantee · Prices may vary by canton, age and gender