SWICA supplementary insurance
All products, benefits and prices compared: 2026 tariffs
About SWICA Gesundheitsorganisation
SWICA is a leading Swiss health organisation and, with around 1.6 million insured persons, ranks among the country's largest health insurers. SWICA stands out for its holistic approach to health, focusing on prevention, health promotion and innovative digital solutions.
Supplementary insurance from SWICA
14 supplementary insurance plans from SWICA with the 2026 monthly premium for the reference profile: canton of Zurich, age 36, male, with accident cover (where selectable).
| Product | Category | from CHF per month | Contract duration |
|---|---|---|---|
| SUPPLEMENTA2 variants | Outpatient | CHF 11.80 | 3 years |
| PRAEVITA | Outpatient | CHF 16.90 | 3 years |
| COMPLETA TOP4 variants | Outpatient | CHF 42.60 | 3 years |
| OPTIMA2 variants | Outpatient | CHF 49.90 | 3 years |
| COMPLETA FORTE4 variants | Outpatient | CHF 91.70 | 3 years |
| HOSPITA Allgemein2 variants | Hospital | CHF 5.70 | 3 years |
| HOSPITA Flex Halbprivat2 variants | Hospital | CHF 60.90 | 3 years |
| HOSPITA Flex Privat2 variants | Hospital | CHF 97.50 | 3 years |
| HOSPITA Halbprivat8 variants | Hospital | CHF 150.70 | 3 years |
| HOSPITA Privat8 variants | Hospital | CHF 275.50 | 3 years |
| HOSPITA Privat Weltweit8 variants | Hospital | CHF 275.80 | 3 years |
| DENTA4 variants | Dental | CHF 26.50 | 3 years |
| Rechtsschutz | Legal protection | CHF 2.50 | 3 years |
| INFORTUNA Heilungskosten | Accident | CHF 14.20 | 3 years |
Benefits in detail
Outpatient
Hospital
Dental
Legal protection
Accident
Prices apply to the canton of Zurich, born 1990, male, with accident cover, 3-year contract (where available). The actual premium may vary by your age, canton and insurance start date. Use our comparison calculator for your individual quote.
Strengths
- Holistic approach to health with a strong focus on prevention
- COMPLETA product line: TOP and FORTE, deductible CHF 0 or 600 (children without deductible), 10% co-payment up to CHF 700 per year
- Attractive contributions towards fitness, prevention and complementary medicine (OPTIMA, PRAEVITA)
- Comprehensive hospital offering: HOSPITA in 6 variants
- OPTIMA, SUPPLEMENTA and PRAEVITA as add-ons to COMPLETA TOP or FORTE
Good to know
- COMPLETA FORTE is relatively expensive by comparison
- Some products have waiting periods
- HOSPITA Privat Weltweit is the most expensive hospital product on the market
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