Swiss Health Insurance Comparison 2027

The comparison and taking out a policy are completely free of charge for you. easyall is funded through brokerage commissions paid by the insurers and can give you part of them back: up to 40% cashback – from our commission, only on supplementary insurance. Details in the GTC (section 5).

When you take out supplementary insurance through easyall, the insurer usually pays easyall a commission. We pass part of it on to you: up to 40% cashback – from our commission, only on supplementary insurance. The calculator shows whether a product comes with cashback and what amount you can expect. Details in the GTC (section 5).

You can give ordinary notice to terminate your basic insurance as of 31 December; the cancellation must reach your current insurer by 30 November at the latest. With the standard model and a CHF 300 deductible, a switch is additionally possible as of 30 June.

Basic insurance (OKP) is compulsory and legally identical across all insurers; only the premium, model and service differ. Supplementary insurance (VVG) is voluntary, requires a health assessment and covers additional benefits such as a stay in the private ward of a hospital, dental treatment or alternative medicine.

Yes. easyall is an untied insurance intermediary and is not bound to any insurance company. easyall creates the recommendations from your information using its own fixed rules, among the insurers included in the comparison. What counts first is how completely your wishes are covered. How price and cover are then weighted is explained by the calculator directly with the recommendation. Commissions and cashback play no part in the ranking.

In addition to the standard model, there are lower-cost models: family doctor, HMO and telemedicine. You commit to contacting a designated contact point first when you fall ill, and in return your premium drops significantly. A higher deductible also lowers the premium.