CONCORDIA supplementary insurance
All products, benefits and prices compared: 2026 tariffs
About CONCORDIA Schweizerische Kranken- und Unfallversicherung
CONCORDIA is a long-established Swiss health insurer headquartered in Lucerne. Organised as an association, it is owned by the people it insures and is not profit-oriented. With around 580,000 insured persons, it offers a focused portfolio of supplementary insurance with a strong emphasis on alternative medicine.
Supplementary insurance from CONCORDIA
11 supplementary insurance plans from CONCORDIA with the 2026 monthly premium for the reference profile: canton of Zurich, age 36, male, with accident cover (where selectable).
| Product | Category | from CHF per month | Contract duration |
|---|---|---|---|
| Diversa2 variants | Outpatient | CHF 13.50 | 3 years |
| Diversa Care2 variants | Outpatient | CHF 20.00 | 3 years |
| Diversa Plus2 variants | Outpatient | CHF 27.00 | 3 years |
| Diversa Premium2 variants | Outpatient | CHF 43.00 | 3 years |
| Spital Allgemein2 variants | Hospital | CHF 5.60 | 3 years |
| Spital Libero | Hospital | CHF 25.20 | 3 years |
| Spital Halbprivat5 variants | Hospital | CHF 77.50 | 3 years |
| Spital Privat5 variants | Hospital | CHF 156.40 | 3 years |
| Zahnversicherung4 variants | Dental | CHF 21.00 | 3 years |
| Natura | Alternative medicine | CHF 28.50 | 3 years |
| Natura Plus | Alternative medicine | CHF 48.00 | 3 years |
Benefits in detail
Outpatient
Hospital
Dental
Alternative medicine
Prices apply to the canton of Zurich, born 1990, male, with accident cover, 3-year contract (where available). The actual premium may vary by your age, canton and insurance start date. Use our comparison calculator for your individual quote.
Strengths
- Diversa line: 4 tiers from Basic to Premium for outpatient benefits
- Strong focus on alternative/complementary medicine (Natura, Natura Plus)
- HMO combination discount on certain products
- Cooperative structure: profits benefit the policyholders
- Affordable hospital insurance (general ward from CHF 5.30/month)
Good to know
- Smaller portfolio than CSS or Helsana
- No standalone legal protection or accident insurance
- Fewer digital innovations than some competitors
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