CONCORDIA supplementary insurance
All products, benefits and prices compared — updated 2026
580'000
Insured
1914
Founded
800
Employees
Luzern
Headquarters
About CONCORDIA Schweizerische Kranken- und Unfallversicherung
CONCORDIA is a long-established Swiss health insurer headquartered in Lucerne. Organized as an association, it is owned by its policyholders and pursues no profit motive. With around 580'000 policyholders, it offers a focused portfolio of supplementary insurance with a strong emphasis on alternative medicine.
Cooperatively organized — owned by its policyholders
Supplementary insurance from CONCORDIA
✓ Strengths
- ●Diversa line: 4 tiers from Basic to Premium for outpatient benefits
- ●Strong focus on alternative/complementary medicine (Natura, Natura Plus)
- ●HMO combination discount on certain products
- ●Cooperative structure: profits benefit the policyholders
- ●Affordable hospital insurance (general ward from CHF 5.30/month)
ℹ Good to know
- ●Smaller portfolio than CSS or Helsana
- ●No standalone legal protection or accident insurance
- ●Fewer digital innovations than some competitors
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Calculate premium now →Frequently asked questions about CONCORDIA
What is the difference between the Diversa tiers?▼
Diversa is the basic cover (medication, vision aids, prevention). Diversa Care adds complementary medicine. Diversa Plus offers higher limits. Diversa Premium is the most comprehensive package with maximum coverage.
How much does CONCORDIA supplementary insurance cost?▼
In the canton of Zurich, prices range from CHF 5.30/month (general hospital ward) to CHF 156.40/month (private hospital ward). Diversa starts from CHF 12.85/month.
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As of: March 2026 · All information without guarantee · Prices may vary by canton, age and gender