Health Insurance
How to Find the Cheapest Health Insurance in Switzerland
With our health insurance comparison, you can quickly and easily find the cheapest health insurance in Switzerland. Visit for example the website Easyall.ch to compare the best insurance offers. Enter your basic data such as age and place of residence, and the comparison calculator will show you the cheapest health insurance offers in your canton.
What information is needed for the health insurance comparison?
To carry out the best health insurance comparison Switzerland, you need the following information:
- Your place of residence
- Your year of birth
- Your gender
- Desired deductible
- Accident insurance (Yes/No)
- Preferred health insurance model
Coverage of Basic Insurance and Supplementary Insurance
In Switzerland, health insurance consists of basic insurance and optional supplementary insurance:
Basic Insurance Coverage
- Doctor visits and specialist consultations
- Prescription medications
- Hospital treatments (general class)
- Emergency treatments
- Maternity services
Supplementary Insurance Coverage
- Private/semi-private hospital room
- Free choice of doctor
- Alternative medicine treatments
- Dental treatments
- Glasses and contact lenses
- Foreign travel insurance
Health Insurance Savings Tips
You can use these strategies to save on your health insurance premiums:
- Compare premiums regularly
- Choose a higher deductible
- Alternative insurance models (HMO, Family doctor, Telmed)
- Review supplementary insurance
- Discount with multi-year contracts
- Consider changing providers every year
Changing Health Insurance
In Switzerland, you can change your basic insurance every year. Your cancellation letter must reach your insurance by November 30.
Important dates:
- End of September: New premiums announced
- November 30: Last day for cancellation
- January 1: New insurance begins
Insurance Models
You can save on your premiums by choosing different insurance models:
Standard Model
Free choice of doctor - the most expensive but most flexible option
Family Doctor Model
You first consult your family doctor - 10-15% discount
HMO Model
Treatment at an HMO center - 15-25% discount
Telmed Model
Telephone consultation first - 10-20% discount