Health insurance in the canton of Fribourg: 2027 premiums compared

Calculate 2027 premiums in the canton of Fribourg

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According to the FOPH, the average health insurance premium in the canton of Fribourg rises by 5.2% in 2027 to CHF 385.60 a month (adults aged 26 and over: CHF 465.50, +5.2%).

Average monthly premium 2027 in the canton of Fribourg according to the FOPH
Age groupAverage premium 2027Change vs. 2026
All insured personsCHF 385.60+5.2%
Adults (26 and over)CHF 465.50+5.2%
Young adults (19 to 25)CHF 318.10+5.1%
Children (up to 18)CHF 120.10+4.4%

Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.

2027 health insurance premiums in the canton of Fribourg: our comparison

A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).

Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Fribourg

In our comparison, the cheapest basic insurance in the canton of Fribourg costs CHF 516.55 a month in 2027; the average across 22 tariffs compared is CHF 559.34 (adult born 1990, CHF 300 deductible, with accident cover, premium region Fribourg).

Cheapest premium (CHF 300 deductible)
CHF 516.55
Average (CHF 300 deductible)
CHF 559.34
Cheapest premium (CHF 2,500 deductible)
CHF 388.25
Tariffs compared
22
Change compared with 2026:
  • Cheapest premium: +CHF 20.60 (+4.2%)
  • Average: +CHF 15.03 (+2.8%)
  • Cheapest premium with CHF 2,500 deductible: +CHF 20.70 (+5.6%)

The bilingual canton of Fribourg has been growing faster than average for years and has one of the youngest populations in Switzerland. For basic insurance it is divided into two premium regions — your municipality is decisive, for instance whether you live in the Sarine district around the city of Fribourg or in districts such as Sense, Gruyère or Broye. Hospital care is organised by the cantonal HFR hospital network, with sites in both language regions.

The cheapest tariffs in our comparison (canton of Fribourg)

CONCORDIA
HMO
HMO
CHF 516.55
+CHF 8.10 (+1.6%)
Sympany
flexhelp24
Telmed / other
CHF 519.45
new to the list
CONCORDIA
smartDoc
Telmed / other
CHF 519.55
new to the list
CONCORDIA
MyDoc
Family doctor model
CHF 525.55
new to the list
Sympany
casamed pharm
Telmed / other
CHF 525.55
new to the list

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Fribourg — FOPH premiums 2027, less the redistribution of environmental levies · 14.11.2026

Health insurers that are not in our comparison are also missing from the figures on this page.

Premiums for all 26 cantons in one table →

Which premium region is your Fribourg municipality in?

Region 1 corresponds to the Sarine district, for example Fribourg, Marly, Villars-sur-Glâne, Givisiez and Granges-Paccot. All municipalities in the Broye, Glâne, Gruyère, Lake, Sense and Veveyse districts are in region 2, for example Bulle, Murten, Düdingen, Estavayer, Romont and Châtel-Saint-Denis. The postcode is not enough: check the region of your municipality.

Sources: OFSP : Régions de primes dès le 1.1.2027 (Excel) · État de Fribourg : Communes et districts administratifs (RSF 112.51) · FOPH: Health insurance: Premium regions

Who checks compulsory health insurance in the canton of Fribourg?

In the canton of Fribourg, your municipality of residence checks enrolment in basic insurance. Present an insurance certificate to the municipal secretariat within one month of settling in the canton or of the birth of your child. The municipality enrols ex officio anyone who does not take out insurance and decides on exemption requests. For cross-border commuters with a G permit, the Service de la santé publique (the cantonal public health office) is responsible.

Sources: État de Fribourg : Loi d'application de la LAMal (RSF 842.1.1) · État de Fribourg : Affiliation à l'assurance-maladie obligatoire

Foreign students in Fribourg: is an exemption possible?

If you are in Switzerland for studies or an internship without gainful employment, your municipality can exempt you for three years, renewable once. Your foreign insurer must sign the form “Contrôle de l'équivalence de l'assurance maladie” (check of equivalent health insurance cover); for students from the EU, EFTA or the United Kingdom, the European Health Insurance Card is enough. If you work during your studies, you must in principle take out insurance in Switzerland; an exemption is then only possible with equivalent private or student insurance, not with the European card.

Sources: État de Fribourg : Affiliation à l'assurance-maladie obligatoire

How much could you save?

Calculate your personal premium in two minutes — Fribourg is already pre-filled as the place of residence and can be changed. Free and without obligation.

Calculate premiums in the canton of Fribourg →

Frequently asked questions — health insurance in the canton of Fribourg

How much do premiums rise in 2027 in the canton of Fribourg?▼
According to the Federal Office of Public Health (FOPH), the average monthly premium in the canton of Fribourg rises by 5.2% in 2027 to CHF 385.60 (2026: CHF 366.60). For adults aged 26 and over it is CHF 465.50 (+5.2%), for young adults aged 19 to 25 CHF 318.10 (+5.1%) and for children up to 18 CHF 120.10 (+4.4%). These are averages over all insured persons in the canton, including optional deductibles and models (FOPH, 29.09.2026). Your own premium depends on your premium region, age, insurer, deductible and model.
Which health insurer is cheapest in the canton of Fribourg in 2027?▼
In our comparison, basic insurance for adults starts at CHF 388.25 per month (CHF 2,500 deductible, with accident cover, premium region Fribourg). The cheapest tariffs with a CHF 300 deductible are further up this page. Our comparison does not show all health insurers; all premiums are available from the FOPH at priminfo.admin.ch.
What should insured persons in the canton of Fribourg pay attention to?▼
When moving within the canton, watch out for a possible change of premium region. HMO and group practices are available in the city of Fribourg and in Bulle, while in rural districts the family-doctor model is usually the more practical choice. German speakers from the Sense and Lake districts should also look for insurers with consistently bilingual service.
How do I switch health insurer in the canton of Fribourg?▼
Cancel your basic insurance in writing by Monday, 30 November 2026 at the latest; what counts is receipt by your current insurer. The contract ends on 31 December and the new policy starts on 1 January. There is no health check — every insurer that operates in Fribourg must accept you unconditionally.

Sources

Official data behind the figures on this page (external links).

All health insurers and cantons

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