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Health insurance in the canton of Fribourg: 2026 premiums compared

Official basic insurance premiums — premium region Fribourg

CHF 458.15
Cheapest premium (CHF 300 deductible)
CHF 510.93
Average (CHF 300 deductible)
CHF 331.75
Cheapest premium (CHF 2,500 deductible)
101
Tariffs compared

The bilingual canton of Fribourg has been growing faster than average for years and has one of the youngest populations in Switzerland. For basic insurance it is divided into two premium regions — your municipality is decisive, for instance whether you live in the greater Fribourg city area or in districts such as Sense, Gruyère or Broye. Hospital care is organised by the cantonal HFR hospital network, with sites in both language regions.

The cheapest health insurers in the canton of Fribourg

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Fribourg — official FOPH premiums 2026 · 07.09.2026

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Frequently asked questions — health insurance in the canton of Fribourg

How many premium regions does the canton of Fribourg have?▼
The canton of Fribourg is divided into two premium regions. The city of Fribourg and its agglomeration lie in a different region than the remaining districts such as Sense, Gruyère, Glâne or Broye — the same insurer may charge different premiums depending on your municipality.
What should insured persons in the canton of Fribourg pay attention to?▼
When moving within the canton, watch out for a possible change of premium region. HMO and group practices are available in the city of Fribourg and in Bulle, while in rural districts the family-doctor model is usually the more practical choice. German speakers from the Sense and Lake districts should also look for insurers with consistently bilingual service.
How do I switch health insurer in the canton of Fribourg?▼
Cancel your basic insurance in writing by 30 November at the latest; what counts is receipt by your current insurer. The contract ends on 31 December and the new policy starts on 1 January. There is no health check — every insurer must accept you unconditionally, in Fribourg too.

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