Health insurance in the canton of Obwalden: 2027 premiums compared
Calculate 2027 premiums in the canton of Obwalden
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According to the FOPH, the average health insurance premium in the canton of Obwalden rises by 4.2% in 2027 to CHF 327.40 a month (adults aged 26 and over: CHF 386.70, +4.2%).
| Age group | Average premium 2027 | Change vs. 2026 |
|---|---|---|
| All insured persons | CHF 327.40 | +CHF 13.20 (+4.2%) |
| Adults (26 and over) | CHF 386.70 | +CHF 15.60 (+4.2%) |
| Young adults (19 to 25) | CHF 262.60 | +CHF 8.60 (+3.4%) |
| Children (up to 18) | CHF 99.40 | +CHF 3.90 (+4.0%) |
Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.
2027 health insurance premiums in the canton of Obwalden: our comparison
A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).
Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Sarnen
In our comparison, the cheapest basic insurance in the canton of Obwalden costs CHF 422.55 a month in 2027; the average across 21 tariffs compared is CHF 469.40 (adult born 1990, CHF 300 deductible, with accident cover, premium region Sarnen).
- Cheapest premium (CHF 300 deductible)
- CHF 422.55
- Average (CHF 300 deductible)
- CHF 469.40
- Cheapest premium (CHF 2,500 deductible)
- CHF 294.25
- Tariffs compared
- 21
- Cheapest premium: +CHF 12.80 (+3.1%)
- Average: +CHF 25.82 (+5.8%)
- Cheapest premium with CHF 2,500 deductible: +CHF 12.80 (+4.5%)
Obwalden, with its capital Sarnen, is a rural canton in central Switzerland and forms a single premium region — from the Sarneraa valley to the monastery village of Engelberg, which belongs to the canton as an exclave. Its premium level has been below the Swiss average for years. Basic care is provided by the Cantonal Hospital of Obwalden in Sarnen; for highly specialised medicine, residents usually travel to Lucerne.
The cheapest tariffs in our comparison (canton of Obwalden)
| Insurer | Tariff | Model | Premium/month | Change vs. 2026 |
|---|---|---|---|---|
| CONCORDIA | HMO | HMO | CHF 422.55 | +CHF 12.80 (+3.1%) |
| SWICA | Favorit Santé | HMO | CHF 423.95 | new to the list |
| CONCORDIA | smartDoc | Telmed / other | CHF 429.95 | +CHF 15.50 (+3.7%) |
| CONCORDIA | MyDoc | Family doctor model | CHF 434.85 | +CHF 13.20 (+3.1%) |
| SWICA | Favorit Casa | Family doctor model | CHF 436.25 | new to the list |
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Sarnen — FOPH premiums 2027, less the redistribution of environmental levies · 13.11.2026
Health insurers that are not in our comparison are also missing from the figures on this page.
Hospital in Lucerne or Stans: what does basic insurance pay?
Besides the Cantonal Hospital of Obwalden, the Obwalden hospital list includes the Lucerne cantonal hospital for centralised care and the Cantonal Hospital of Nidwalden for basic care of patients from Engelberg, as well as other clinics for individual specialties. For full reimbursement, the hospital must be on the Obwalden list for exactly this treatment. If it is only on the list of the canton where it is located, the insurer and the canton pay at most the reference tariff, except in an emergency or for medical reasons. The canton recommends asking the health insurer, before choosing a hospital outside the canton, whether any costs will remain uncovered.
Sources: Kanton Obwalden: Spitalliste (GDB 830.511) · Kanton Obwalden: Spitalplanung und -finanzierung
Who checks in Obwalden whether you are insured?
In Obwalden, your municipality monitors the obligation to be insured; for this purpose, it designates a municipal health insurance office. Anyone who does not take out insurance in time is assigned to an insurer by the municipality without delay. Since 1 July 2023, you submit exemption applications only electronically, via the web portal of the Common Institution under the KVG (Gemeinsame Einrichtung KVG). If you have questions about the obligation to be insured, contact the Common Institution.
Sources: Kanton Obwalden: Verordnung zum EG KVG (GDB 851.11) · Kanton Obwalden: Einführungsgesetz zum KVG (GDB 851.1) · Kanton Obwalden: Krankenversicherungspflicht
How much could you save?
Calculate your personal premium in two minutes — Sarnen is already pre-filled as the place of residence and can be changed. Free and without obligation.
Calculate premiums in the canton of Obwalden →Frequently asked questions — health insurance in the canton of Obwalden
How much do premiums rise in 2027 in the canton of Obwalden?▼
Which health insurer is cheapest in the canton of Obwalden in 2027?▼
Are telemedicine models worthwhile in Obwalden?▼
Until when must I cancel in Obwalden if I want to switch insurer?▼
Sources
Official data behind the figures on this page (external links).
- Average monthly premiums by canton 2026/2027, all age groups, incl. optional deductibles and models (PDF in German, French and Italian) · Federal Office of Public Health (FOPH), 29.09.2026
- Average monthly premiums by canton 2026/2027 by age group: adults, young adults, children (PDF in German, French and Italian) · Federal Office of Public Health (FOPH), 29.09.2026
- Press release on the 2027 health insurance premiums (in German) · Federal Council, FDHA and FOPH, 29.09.2026
- Priminfo: premium calculator 2027 (in German) · Federal Office of Public Health (FOPH)
- Health insurance: Premium regions · Federal Office of Public Health (FOPH)
- Fact sheet "Changing health insurer – information for insured persons" (PDF in German) · Federal Office of Public Health (FOPH), 29.09.2026