Health insurance in the canton of Basel-City: 2027 premiums compared

Calculate 2027 premiums in the canton of Basel-City

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According to the FOPH, the average health insurance premium in the canton of Basel-City rises by 4.5% in 2027 to CHF 491.30 a month (adults aged 26 and over: CHF 570.60, +4.5%).

Average monthly premium 2027 in the canton of Basel-City according to the FOPH
Age groupAverage premium 2027Change vs. 2026
All insured personsCHF 491.30+4.5%
Adults (26 and over)CHF 570.60+4.5%
Young adults (19 to 25)CHF 408.50+4.0%
Children (up to 18)CHF 155.20+4.2%

Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.

2027 health insurance premiums in the canton of Basel-City: our comparison

A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).

Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Basel

In our comparison, the cheapest basic insurance in the canton of Basel-City costs CHF 594.25 a month in 2027; the average across 22 tariffs compared is CHF 646.29 (adult born 1990, CHF 300 deductible, with accident cover, premium region Basel).

Cheapest premium (CHF 300 deductible)
CHF 594.25
Average (CHF 300 deductible)
CHF 646.29
Cheapest premium (CHF 2,500 deductible)
CHF 465.95
Tariffs compared
22
Change compared with 2026:
  • Cheapest premium: +CHF 10.40 (+1.8%)
  • Average: +CHF 22.04 (+3.5%)
  • Cheapest premium with CHF 2,500 deductible: +CHF 10.40 (+2.3%)

Basel-City is Switzerland's smallest canton, consisting of just three municipalities — Basel, Riehen and Bettingen — which together form a single premium region. The high density of doctors and hospitals around the University Hospital makes this urban canton one of the most expensive for premiums, and special rules apply to cross-border commuters from Germany and France in the tri-border area.

The cheapest tariffs in our comparison (canton of Basel-City)

CONCORDIA
HMO
HMO
CHF 594.25
+CHF 6.20 (+1.1%)
Groupe Mutuel
SanaTel (Telemedicine)
Telmed / other
CHF 595.95
new to the list
CONCORDIA
smartDoc
Telmed / other
CHF 608.35
new to the list
Sympany
casamed hmo
HMO
CHF 609.55
+CHF 25.70 (+4.4%)
Sympany
flexhelp24
Telmed / other
CHF 616.55
new to the list

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Basel — FOPH premiums 2027, less the redistribution of environmental levies · 12.11.2026

Health insurers that are not in our comparison are also missing from the figures on this page.

Premiums for all 26 cantons in one table →

Who checks whether you are insured in Basel-City?

In Basel-City, the Amt für Sozialbeiträge (ASB, a cantonal office) is responsible for the obligation to be insured; anyone who does not take out insurance is assigned to a health insurer by the ASB. Anyone moving to Switzerland must take out insurance within three months; an exemption is only possible in exceptional cases and must also be requested within three months. On behalf of the canton, the Gemeinsame Einrichtung KVG (Common Institution under the KVG) processes these applications; processing an application costs CHF 75.

Sources: Kanton Basel-Stadt: Krankenversicherungspflicht

Hospital in Basel-Country: what does basic insurance pay?

Basel-City and Basel-Country have identical hospital lists for acute somatic care, psychiatry and rehabilitation. You can therefore receive inpatient treatment at any listed hospital in Basel-Country, at no extra cost compared with a hospital in the city. The identical lists for acute somatic care remain in force until new lists are issued. If you choose, without a medical reason, a hospital that is only on another canton's list, the health insurer and the canton pay at most the tariff of a listed hospital in your canton of residence.

Sources: Kantone BS und BL: Nächste Schritte in der Spitalplanung · Regierungsrat Basel-Stadt: Antwort 26.5058.02 zu den Spitallisten · Kanton Basel-Stadt: Spitalplanung · Fedlex: Bundesgesetz über die Krankenversicherung (KVG)

Rehab in Germany near the border: does basic insurance pay?

If you live in Basel-City, you can also choose selected clinics in Germany near the border for inpatient rehabilitation; the canton and the health insurer contribute to the costs under certain conditions. The basis is a programme of the two Basel cantons and the insurers, approved by the Federal Office of Public Health (FOPH). Your health insurer must take part in the programme and the clinic must be approved; ask your insurer before treatment.

Sources: Kanton Basel-Stadt: Grenzüberschreitende Zusammenarbeit

How much could you save?

Calculate your personal premium in two minutes — Basel is already pre-filled as the place of residence and can be changed. Free and without obligation.

Calculate premiums in the canton of Basel-City →

Frequently asked questions — health insurance in the canton of Basel-City

How much do premiums rise in 2027 in the canton of Basel-City?▼
According to the Federal Office of Public Health (FOPH), the average monthly premium in the canton of Basel-City rises by 4.5% in 2027 to CHF 491.30 (2026: CHF 470.20). For adults aged 26 and over it is CHF 570.60 (+4.5%), for young adults aged 19 to 25 CHF 408.50 (+4.0%) and for children up to 18 CHF 155.20 (+4.2%). These are averages over all insured persons in the canton, including optional deductibles and models (FOPH, 29.09.2026). Your own premium depends on your premium region, age, insurer, deductible and model.
Which health insurer is cheapest in the canton of Basel-City in 2027?▼
In our comparison, basic insurance for adults starts at CHF 465.95 per month (CHF 2,500 deductible, with accident cover, premium region Basel). The cheapest tariffs with a CHF 300 deductible are further up this page. Our comparison does not show all health insurers; all premiums are available from the FOPH at priminfo.admin.ch.
What should insured persons in Basel-City pay attention to?▼
In a high-cost canton like Basel-City, switching to an alternative model is particularly rewarding: the urban network of HMO and group practices is dense and distances are short. Cross-border commuters from Germany or France should check their right to choose where they are insured; for everyone else, the normal Swiss insurance obligation applies. easyall only arranges insurance for people residing in Switzerland.
How do I switch health insurer in the canton of Basel-City?▼
Cancel your basic insurance in writing by Monday, 30 November 2026 at the latest — what counts is receipt by your current insurer. The contract ends on 31 December and the new policy starts on 1 January. There is no health check: every insurer that operates in Basel-City must accept you unconditionally.

Sources

Official data behind the figures on this page (external links).

All health insurers and cantons

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