Health insurance in the canton of Basel-City: 2026 premiums compared
Official basic insurance premiums — premium region Basel
CHF 570.75
Cheapest premium (CHF 300 deductible)
CHF 645.18
Average (CHF 300 deductible)
CHF 442.45
Cheapest premium (CHF 2,500 deductible)
104
Tariffs compared
Basel-City is Switzerland's smallest canton, consisting of just three municipalities — Basel, Riehen and Bettingen — which together form a single premium region. The high density of doctors and hospitals around the University Hospital makes this urban canton one of the most expensive for premiums, and special rules apply to cross-border commuters from Germany and France in the tri-border area.
The cheapest health insurers in the canton of Basel-City
| Insurer | Tariff | Model | Premium/month |
|---|
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Basel — official FOPH premiums 2026 · 07.09.2026
How much could you save?
Calculate your personal premium in two minutes — your place of residence is already pre-filled. Free and without obligation.
Calculate premiums in the canton of Basel-City →Frequently asked questions — health insurance in the canton of Basel-City
How many premium regions does the canton of Basel-City have?▼
Basel-City forms a single premium region: Basel, Riehen and Bettingen all lie in the same tariff area. Within the canton, only your choice of insurer, deductible and insurance model determines your premium.
What should insured persons in Basel-City pay attention to?▼
In a high-cost canton like Basel-City, switching to an alternative model is particularly rewarding: the urban network of HMO and group practices is dense and distances are short. Cross-border commuters from Germany or France should check their right to choose where they are insured; for everyone else, the normal Swiss insurance obligation applies.
How do I switch health insurer in the canton of Basel-City?▼
Cancel your basic insurance in writing by 30 November at the latest — what counts is receipt by your current insurer. The contract ends on 31 December and the new policy starts on 1 January. There is no health check: every insurer must accept you unconditionally, in Basel-City too.