Health insurance in the canton of Thurgau: 2026 premiums compared
Official basic insurance premiums — premium region Frauenfeld
CHF 442.85
Cheapest premium (CHF 300 deductible)
CHF 499.27
Average (CHF 300 deductible)
CHF 314.55
Cheapest premium (CHF 2,500 deductible)
105
Tariffs compared
Thurgau on Lake Constance forms a single premium region — the same regional tariff framework applies from Frauenfeld through Kreuzlingen to Arbon. Its premium level is traditionally below the Swiss average. Inpatient care is provided mainly by the cantonal hospitals in Frauenfeld and Münsterlingen; the border location next to Konstanz also raises the question of treatment in Germany for many households.
The cheapest health insurers in the canton of Thurgau
CONCORDIA
HMO
HMO
CHF 453.75
| Insurer | Tariff | Model | Premium/month |
|---|---|---|---|
| CONCORDIA | HMO | HMO | CHF 453.75 |
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Frauenfeld — official FOPH premiums 2026 · 07.09.2026
How much could you save?
Calculate your personal premium in two minutes — your place of residence is already pre-filled. Free and without obligation.
Calculate premiums in the canton of Thurgau →Frequently asked questions — health insurance in the canton of Thurgau
How many premium regions does the canton of Thurgau have?▼
Thurgau forms a single premium region. Whether you live in Frauenfeld, Kreuzlingen or a rural municipality — the same regional tariff applies throughout the canton for the same insurer and model; what matters is the insurer, the model and the deductible.
Does basic insurance pay if I get treated in Konstanz?▼
As a rule, only in emergencies: basic insurance covers planned treatment abroad only in exceptional cases or via special cross-border programmes. If you regularly commute across the border, clarify the scope of your coverage abroad with your insurer before any planned treatment.
Until when can I switch health insurer in Thurgau?▼
Your cancellation of basic insurance must reach your current insurer by 30 November; the switch takes effect on 1 January. The insurance year ends on 31 December. Since basic insurance includes the same benefits everywhere, the annual comparison is risk-free in Thurgau too.