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Health insurance in the canton of Neuchâtel: 2026 premiums compared

Official basic insurance premiums — premium region Neuchâtel

CHF 549.05
Cheapest premium (CHF 300 deductible)
CHF 645.58
Average (CHF 300 deductible)
CHF 428.75
Cheapest premium (CHF 2,500 deductible)
92
Tariffs compared

Neuchâtel is a French-speaking canton in the Jura arc with two centres — Neuchâtel and La Chaux-de-Fonds, the cradle of the Swiss watchmaking industry. The entire canton forms a single premium region for basic insurance: whether you live by the lake or in the mountains makes no difference to your premium. Premium levels are traditionally among the higher ones in French-speaking Switzerland, so choosing the right insurer and model offers real savings; hospital care is provided by the cantonal RHNe network.

The cheapest health insurers in the canton of Neuchâtel

SWICA
FAVORIT SANTE
HMO
CHF 557.05

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Neuchâtel — official FOPH premiums 2026 · 07.09.2026

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Frequently asked questions — health insurance in the canton of Neuchâtel

How many premium regions does the canton of Neuchâtel have?▼
The canton of Neuchâtel forms a single premium region: the same tariff area applies in the city of Neuchâtel, in La Chaux-de-Fonds and in the Val-de-Travers. Your premium therefore depends only on your choice of insurer, deductible and insurance model.
What should insured persons in the canton of Neuchâtel pay attention to?▼
Because premium levels in the canton are comparatively high, an annual comparison of insurers is especially worthwhile. HMO and group practices are available in Neuchâtel and La Chaux-de-Fonds, while in the mountain regions and the Val-de-Travers family-doctor and telemedicine models are usually the more practical choice. Also check which RHNe sites your model covers for treatment.
How do I switch health insurer in the canton of Neuchâtel?▼
Your written cancellation of basic insurance must reach your current insurer by 30 November at the latest. The contract ends on 31 December and the new policy starts on 1 January. There is no health check — every insurer must accept you unconditionally, in Neuchâtel too.

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