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Health insurance in canton Neuchâtel: premiums 2026 compared

Official basic insurance premiums — premium region Neuchâtel

CHF 549.05
Cheapest premium (CHF 300 deductible)
CHF 643.60
Average (CHF 300 deductible)
CHF 428.75
Cheapest premium (CHF 2,500 deductible)
96
Tariffs compared

Neuchâtel is a French-speaking canton in the Jura arc with two centres — Neuchâtel and La Chaux-de-Fonds, the cradle of the Swiss watchmaking industry. The entire canton forms a single premium region for basic insurance: whether you live by the lake or in the mountains makes no difference to your premium. Premium levels are traditionally among the higher ones in French-speaking Switzerland, so choosing the right insurer and model offers real savings; hospital care is provided by the cantonal RHNe network.

The 5 cheapest health insurers in canton Neuchâtel

Visana
VIVA – Gesundheitsplan
TAR-HMO
CHF 549.05
SWICA
FAVORIT SANTE
TAR-HMO
CHF 557.05
Helsana
BeneFit PLUS Telmed
TAR-DIV
CHF 563.25
Assura
PharMed
TAR-HAM
CHF 564.15
Assura
Qualimed
TAR-HAM
CHF 567.55

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Neuchâtel — official FOPH premiums 2026 · 28.07.2026

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Frequently asked questions — health insurance in canton Neuchâtel

How many premium regions does the canton of Neuchâtel have?▼
The canton of Neuchâtel forms a single premium region: the same tariff area applies in the city of Neuchâtel, in La Chaux-de-Fonds and in the Val-de-Travers. Your premium therefore depends only on your choice of insurer, deductible and insurance model.
What should insured persons in the canton of Neuchâtel pay attention to?▼
Because premium levels in the canton are comparatively high, an annual comparison of insurers is especially worthwhile. HMO and group practices are available in Neuchâtel and La Chaux-de-Fonds, while in the mountain regions and the Val-de-Travers family-doctor and telemedicine models are usually the more practical choice. Also check which RHNe sites your model covers for treatment.
How do I switch health insurer in the canton of Neuchâtel?▼
Your written cancellation of basic insurance must reach your current insurer by 30 November at the latest. The contract ends on 31 December and the new policy starts on 1 January. There is no health check — every insurer must accept you unconditionally, in Neuchâtel too.
Health insurance canton Neuchâtel — compare premiums | easyall.ch