Health insurance in the canton of Nidwalden: 2027 premiums compared
Calculate 2027 premiums in the canton of Nidwalden
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According to the FOPH, the average health insurance premium in the canton of Nidwalden rises by 5.3% in 2027 to CHF 339.90 a month (adults aged 26 and over: CHF 397.20, +5.6%).
| Age group | Average premium 2027 | Change vs. 2026 |
|---|---|---|
| All insured persons | CHF 339.90 | +CHF 17.10 (+5.3%) |
| Adults (26 and over) | CHF 397.20 | +CHF 21.00 (+5.6%) |
| Young adults (19 to 25) | CHF 269.60 | +CHF 10.40 (+4.0%) |
| Children (up to 18) | CHF 101.30 | +CHF 4.40 (+4.6%) |
Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.
2027 health insurance premiums in the canton of Nidwalden: our comparison
A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).
Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Stans
In our comparison, the cheapest basic insurance in the canton of Nidwalden costs CHF 443.05 a month in 2027; the average across 22 tariffs compared is CHF 487.82 (adult born 1990, CHF 300 deductible, with accident cover, premium region Stans).
- Cheapest premium (CHF 300 deductible)
- CHF 443.05
- Average (CHF 300 deductible)
- CHF 487.82
- Cheapest premium (CHF 2,500 deductible)
- CHF 314.75
- Tariffs compared
- 22
- Cheapest premium: +CHF 37.50 (+9.2%)
- Average: +CHF 36.36 (+8.1%)
- Cheapest premium with CHF 2,500 deductible: +CHF 37.50 (+13.5%)
Nidwalden on Lake Lucerne is one of the smallest cantons in Switzerland and forms a single premium region: the same regional tariff framework applies from the capital Stans through Hergiswil to Emmetten. Its premium level is traditionally among the lowest in the country. Inpatient care is provided by the Cantonal Hospital of Nidwalden in Stans; for specialised procedures, many residents turn towards Lucerne.
The cheapest tariffs in our comparison (canton of Nidwalden)
| Insurer | Tariff | Model | Premium/month | Change vs. 2026 |
|---|---|---|---|---|
| CONCORDIA | HMO | HMO | CHF 443.05 | new to the list |
| Sympany | flexhelp24 | Telmed / other | CHF 446.65 | new to the list |
| Sympany | callmed 24 | Telmed / other | CHF 446.65 | new to the list |
| Sympany | casamed hmo | HMO | CHF 446.65 | +CHF 41.10 (+10.1%) |
| SWICA | Favorit Santé | HMO | CHF 447.65 | new to the list |
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Stans — FOPH premiums 2027, less the redistribution of environmental levies · 12.11.2026
Health insurers that are not in our comparison are also missing from the figures on this page.
Hospital in Lucerne: what does basic insurance pay?
Besides the Cantonal Hospital of Nidwalden and the Geburtshaus Stans (birth centre), the Nidwalden hospital list includes the Lucerne cantonal hospital (Lucerne, Sursee, Wolhusen), the Kinderspital Luzern (children’s hospital) and the Klinik St. Anna in Lucerne. For individual services, it also lists hospitals in Aarau, Bern, Basel and Zurich. If a hospital is only on the list of the canton where it is located, the insurer and the canton pay at most the tariff of a listed hospital in Nidwalden. This limit does not apply in an emergency or if no listed hospital in Nidwalden offers the treatment; except in an emergency, approval from the canton is then required.
Sources: Kanton Nidwalden: Spitalliste (NG 742.114) · Fedlex: Bundesgesetz über die Krankenversicherung (KVG)
Who checks in Nidwalden whether you are insured?
In Nidwalden, the Ausgleichskasse Nidwalden (the cantonal compensation office) checks, together with the residents’ offices (Einwohnerämter), whether everyone is insured; it also grants exceptions. Anyone who does not take out insurance is given a reasonable deadline and is then assigned to an insurer by the Ausgleichskasse.
Sources: Kanton Nidwalden: Einführungsgesetz zum KVG (NG 742.1)
How much could you save?
Calculate your personal premium in two minutes — Oberdorf (NW) is already pre-filled as the place of residence and can be changed. Free and without obligation.
Calculate premiums in the canton of Nidwalden →Frequently asked questions — health insurance in the canton of Nidwalden
How much do premiums rise in 2027 in the canton of Nidwalden?▼
Which health insurer is cheapest in the canton of Nidwalden in 2027?▼
What should I consider with family-doctor and HMO models in Nidwalden?▼
Until when can I switch health insurer in Nidwalden?▼
Sources
Official data behind the figures on this page (external links).
- Average monthly premiums by canton 2026/2027, all age groups, incl. optional deductibles and models (PDF in German, French and Italian) · Federal Office of Public Health (FOPH), 29.09.2026
- Average monthly premiums by canton 2026/2027 by age group: adults, young adults, children (PDF in German, French and Italian) · Federal Office of Public Health (FOPH), 29.09.2026
- Press release on the 2027 health insurance premiums (in German) · Federal Council, FDHA and FOPH, 29.09.2026
- Priminfo: premium calculator 2027 (in German) · Federal Office of Public Health (FOPH)
- Health insurance: Premium regions · Federal Office of Public Health (FOPH)
- Fact sheet "Changing health insurer – information for insured persons" (PDF in German) · Federal Office of Public Health (FOPH), 29.09.2026