Health insurance in the canton of Nidwalden: 2026 premiums compared
Official basic insurance premiums — premium region Stans
CHF 405.55
Cheapest premium (CHF 300 deductible)
CHF 452.96
Average (CHF 300 deductible)
CHF 277.25
Cheapest premium (CHF 2,500 deductible)
108
Tariffs compared
Nidwalden on Lake Lucerne is one of the smallest cantons in Switzerland and forms a single premium region: the same regional tariff framework applies from the capital Stans through Hergiswil to Emmetten. Its premium level is traditionally among the lowest in the country. Inpatient care is provided by the Cantonal Hospital of Nidwalden in Stans; for specialised procedures, many residents turn towards Lucerne.
The cheapest health insurers in the canton of Nidwalden
SWICA
FAVORIT SANTE
HMO
CHF 408.25
| Insurer | Tariff | Model | Premium/month |
|---|---|---|---|
| SWICA | FAVORIT SANTE | HMO | CHF 408.25 |
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Stans — official FOPH premiums 2026 · 07.09.2026
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Calculate premiums in the canton of Nidwalden →Frequently asked questions — health insurance in the canton of Nidwalden
How many premium regions does the canton of Nidwalden have?▼
Nidwalden forms a single premium region. Whether you live in Stans, Hergiswil or Beckenried makes no difference to your insurer’s regional tariff — differences arise solely from the insurer, the insurance model and the deductible you choose.
What should I consider with family-doctor and HMO models in Nidwalden?▼
Savings models require you to contact a defined first point of care. Before signing up, check whether practices in Stans or your municipality are on the doctor list — in a small canton the choice is limited, and the nearest network practice may be in the Lucerne area. Telemedicine models, by contrast, work regardless of where you live.
Until when can I switch health insurer in Nidwalden?▼
Your cancellation of basic insurance must reach your current insurer by 30 November; the switch then takes effect on 1 January. The insurance year ends on 31 December. Since all insurers provide identical benefits in basic insurance, switching carries no risk to your coverage.