Health insurance in the canton of Zug: 2027 premiums compared
Calculate 2027 premiums in the canton of Zug
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According to the FOPH, the average health insurance premium in the canton of Zug rises by 4.4% in 2027 to CHF 276.20 a month (adults aged 26 and over: CHF 324.90, +4.4%).
| Age group | Average premium 2027 | Change vs. 2026 |
|---|---|---|
| All insured persons | CHF 276.20 | +CHF 11.60 (+4.4%) |
| Adults (26 and over) | CHF 324.90 | +CHF 13.70 (+4.4%) |
| Young adults (19 to 25) | CHF 234.70 | +CHF 7.90 (+3.5%) |
| Children (up to 18) | CHF 90.70 | +CHF 3.70 (+4.3%) |
Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.
2027 health insurance premiums in the canton of Zug: our comparison
A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).
Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Zug
In our comparison, the cheapest basic insurance in the canton of Zug costs CHF 351.05 a month in 2027; the average across 22 tariffs compared is CHF 388.06 (adult born 1990, CHF 300 deductible, with accident cover, premium region Zug).
- Cheapest premium (CHF 300 deductible)
- CHF 351.05
- Average (CHF 300 deductible)
- CHF 388.06
- Cheapest premium (CHF 2,500 deductible)
- CHF 222.75
- Tariffs compared
- 22
- Cheapest premium: +CHF 20.50 (+6.2%)
- Average: +CHF 21.79 (+5.9%)
- Cheapest premium with CHF 2,500 deductible: +CHF 20.50 (+10.1%)
Zug is an economically strong, international canton and forms a single premium region — from the town of Zug through Baar to the Ägeri valley. Its premium level is traditionally among the lowest in Switzerland, favoured by a comparatively young population and low cost structures. The central point for inpatient care is the Zug Cantonal Hospital in Baar.
The cheapest tariffs in our comparison (canton of Zug)
| Insurer | Tariff | Model | Premium/month | Change vs. 2026 |
|---|---|---|---|---|
| CONCORDIA | HMO | HMO | CHF 351.05 | +CHF 20.50 (+6.2%) |
| CONCORDIA | smartDoc | Telmed / other | CHF 361.25 | +CHF 23.00 (+6.8%) |
| CONCORDIA | MyDoc | Family doctor model | CHF 367.35 | new to the list |
| Sympany | casamed pharm | Telmed / other | CHF 371.05 | new to the list |
| Sympany | casamed hmo | HMO | CHF 371.05 | +CHF 31.20 (+9.2%) |
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Zug — FOPH premiums 2027, less the redistribution of environmental levies · 13.11.2026
Health insurers that are not in our comparison are also missing from the figures on this page.
Who checks whether you are insured in the canton of Zug?
In the canton of Zug, your municipality of residence is the point of contact for questions about the obligation to be insured. The town of Zug, Risch Rotkreuz and Steinhausen have outsourced the checking of the obligation to be insured to the Gemeinsame Einrichtung KVG (Common Institution under the KVG). In these three municipalities, you submit an application for exemption to the Gemeinsame Einrichtung KVG; in Baar, Cham and the other municipalities, to your municipality of residence.
Sources: Kanton Zug: Krankenversicherungspflicht · Gemeinsame Einrichtung KVG: Versicherungspflicht Stadt Zug · Gemeinsame Einrichtung KVG: Versicherungspflicht Risch Rotkreuz · Gemeinsame Einrichtung KVG: Versicherungspflicht Steinhausen · BAG: Zuständige kantonale Stellen für Gesuche um Befreiung
Posted to Zug: do you need Swiss basic insurance?
For posted workers, the social security law of their home country applies in principle. If you are a national of Switzerland, an EU or EFTA state or the United Kingdom and a company from the EU, EFTA or the United Kingdom posts you for no more than 24 months, the A1 certificate exempts you from Swiss health insurance. If you are posted from another state, it depends on the social security agreement; without an agreement, you must in principle take out insurance in Switzerland. Clarify any questions with the office responsible for exemptions in your municipality.
Sources: FOPH: Posted workers in Switzerland
How much could you save?
Calculate your personal premium in two minutes — Baar is already pre-filled as the place of residence and can be changed. Free and without obligation.
Calculate premiums in the canton of Zug →Frequently asked questions — health insurance in the canton of Zug
How much do premiums rise in 2027 in the canton of Zug?▼
Which health insurer is cheapest in the canton of Zug in 2027?▼
I have just moved to the canton of Zug — by when must I take out insurance?▼
Until when can I switch health insurer in the canton of Zug?▼
Sources
Official data behind the figures on this page (external links).
- Average monthly premiums by canton 2026/2027, all age groups, incl. optional deductibles and models (PDF in German, French and Italian) · Federal Office of Public Health (FOPH), 29.09.2026
- Average monthly premiums by canton 2026/2027 by age group: adults, young adults, children (PDF in German, French and Italian) · Federal Office of Public Health (FOPH), 29.09.2026
- Press release on the 2027 health insurance premiums (in German) · Federal Council, FDHA and FOPH, 29.09.2026
- Priminfo: premium calculator 2027 (in German) · Federal Office of Public Health (FOPH)
- Health insurance: Premium regions · Federal Office of Public Health (FOPH)
- Fact sheet "Changing health insurer – information for insured persons" (PDF in German) · Federal Office of Public Health (FOPH), 29.09.2026