Initial information under Art. 45 ISA (VAG)

As an insurance intermediary we provide you with this information in accordance with Art. 45 of the Swiss Insurance Supervision Act (ISA/VAG) before any insurance contract is concluded.

As of: September 2026 — version 2026-09.6

1. Identity and contact

easyall GmbH, Stäffiserweg 13, 4500 Solothurn, Switzerland. UID: CHE-340.663.846. Email: info@easyall.ch. Operator of the online platform easyall.ch.

2. FINMA registration

easyall GmbH is entered in the public register of the Swiss Financial Market Supervisory Authority FINMA as an untied insurance intermediary (register no. F01522147). Responsible registered person: Furkan Akin (register no. F01540224). You can verify the entries at any time at www.finma.ch/de/ueberwachung/versicherungsvermittler/registersuche.

3. Status: untied intermediary

We act as an untied insurance intermediary within the meaning of Art. 40 et seq. ISA and are not bound by loyalty to any individual insurance company. For basic insurance (KVG) we compare Swiss health insurers; supplementary insurance (VVG) we broker for our partner insurers. Distribution channel and advice: comparison, advice and conclusion take place digitally via easyall.ch. Contact is always initiated by you; there is no telephone cold calling. The platform identifies your needs from your own information and, using fixed rules for which easyall is responsible, produces a reasoned recommendation based on recorded product and benefit data with source references (supplementary insurance: products of our partner insurers). The compensation we receive from insurers does not influence the recommendation. The decision is yours. Our support is available by e-mail and chat for questions. easy and the chat assistant are AI-supported assistants of the platform; the platform's rules and the insurance conditions are authoritative. Individual health insurers are not included in the comparison if no intermediary agreement is in place.

4. Compensation (Art. 45b ISA)

We are compensated exclusively by the insurers; we do not charge you any fees. The caps of Industry Agreement 3.0 apply: basic insurance max. CHF 70 per insured person, supplementary insurance max. 16 net monthly premiums per conclusion. The effective rates follow from the respective partner agreement. Of the commission effectively received by us (after deduction of the 10% cancellation reserve) we pass on 40% to you as a one-time cashback; you see the exact amount before submitting your application.

5. Training and education (Art. 43 ISA)

Our registered persons have the skills and knowledge required for the activity according to the industry standard (VBV/Cicero) and complete the recertifications required by FINMA. We will gladly provide proof of training on request.

6. Liability

easyall GmbH is liable for breaches of due diligence in its intermediary activity. Professional indemnity insurance for financial losses arising from the intermediary activity exists to the legally required extent (Art. 41 para. 2 let. c ISA).

7. Data processing

We process your personal data in accordance with our privacy policy. Particularly sensitive data (especially health data) is processed only with your explicit consent and passed on exclusively to the insurer you have chosen. To document the intermediation, we record your inputs and interactions on the platform (calculator, policy upload, easy, support chat, application) in an internal activity log (Verlaufsprotokoll). For every application we create a consultation protocol, which you will find in your account; you may request the detailed activity log at any time (info@easyall.ch). The insurer receives only the consultation protocol.

8. Questions and complaints

For questions or complaints you can reach us at info@easyall.ch or via the contact form. We are subject to the ongoing supervision of FINMA.

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