Health insurance premiums 2027 by canton
The table shows the cheapest and the average monthly basic insurance premium for 2027 in all 26 cantons, across the tariffs of the health insurers in our comparison. Reference profile: adult (born 1990), with accident cover, CHF 300 deductible (one column CHF 2,500), premium region of the cantonal capital, all insurance models. Basis: the premiums approved by the Federal Office of Public Health (FOPH), less the redistribution of environmental levies.
The table also shows the average premium 2027 per canton according to the FOPH (all insured persons and age groups, including optional deductibles and models) with the change compared with 2026. This is a different measure from our comparison figures.
All 26 cantons compared
| In our comparison (reference profile) | FOPH average (all insured persons) | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Rank | Canton | Cheapest premium (deductible 300) | Average (deductible 300) | Cheapest premium (deductible 2,500) | Average vs. 2026 | Tariffs | Average premium 2027 | Change vs. 2026 | Detail page |
| 1 | Zug (ZG) | CHF 351.05 | CHF 388.06 | CHF 222.75 | +CHF 21.79 (+5.9%) | 22 | CHF 276.20 | +CHF 11.60 (+4.4%) | Health insurance in Zug |
| 2 | Appenzell Innerrhoden (AI) | CHF 398.75 | CHF 425.11 | CHF 270.45 | +CHF 27.09 (+6.8%) | 22 | CHF 285.50 | +CHF 15.90 (+5.9%) | Health insurance in Appenzell Innerrhoden |
| 3 | Obwalden (OW) | CHF 422.55 | CHF 469.40 | CHF 294.25 | +CHF 25.82 (+5.8%) | 21 | CHF 327.40 | +CHF 13.20 (+4.2%) | Health insurance in Obwalden |
| 4 | Uri (UR) | CHF 430.75 | CHF 469.96 | CHF 302.35 | +CHF 29.73 (+6.8%) | 22 | CHF 317.40 | +CHF 13.70 (+4.5%) | Health insurance in Uri |
| 5 | Nidwalden (NW) | CHF 443.05 | CHF 487.82 | CHF 314.75 | +CHF 36.36 (+8.1%) | 22 | CHF 339.90 | +CHF 17.10 (+5.3%) | Health insurance in Nidwalden |
| 6 | Schwyz (SZ) | CHF 439.75 | CHF 499.53 | CHF 311.45 | +CHF 27.72 (+5.9%) | 22 | CHF 355.00 | +CHF 16.20 (+4.8%) | Health insurance in Schwyz |
| 7 | Appenzell Ausserrhoden (AR) | CHF 464.45 | CHF 511.65 | CHF 336.05 | +CHF 18.00 (+3.6%) | 23 | CHF 354.30 | +CHF 13.60 (+4.0%) | Health insurance in Appenzell Ausserrhoden |
| 8 | Glarus (GL) | CHF 463.45 | CHF 520.08 | CHF 335.15 | +CHF 40.79 (+8.5%) | 20 | CHF 365.00 | +CHF 10.70 (+3.0%) | Health insurance in Glarus |
| 9 | Grisons (GR) | CHF 470.85 | CHF 522.36 | CHF 342.55 | +CHF 14.83 (+2.9%) | 21 | CHF 360.30 | +CHF 14.70 (+4.3%) | Health insurance in Grisons |
| 10 | Thurgau (TG) | CHF 463.25 | CHF 530.46 | CHF 334.95 | +CHF 40.54 (+8.3%) | 23 | CHF 364.60 | +CHF 17.30 (+5.0%) | Health insurance in Thurgau |
| 11 | St. Gallen (SG) | CHF 492.35 | CHF 534.57 | CHF 368.25 | +CHF 19.73 (+3.8%) | 23 | CHF 358.40 | +CHF 17.20 (+5.0%) | Health insurance in St. Gallen |
| 12 | Lucerne (LU) | CHF 481.95 | CHF 535.05 | CHF 353.65 | +CHF 17.74 (+3.4%) | 22 | CHF 354.30 | +CHF 15.10 (+4.4%) | Health insurance in Lucerne |
| 13 | Valais (VS) | CHF 505.65 | CHF 542.60 | CHF 377.35 | +CHF 17.44 (+3.3%) | 21 | CHF 390.20 | +CHF 20.60 (+5.6%) | Health insurance in Valais |
| 14 | Aargau (AG) | CHF 495.15 | CHF 554.20 | CHF 366.85 | +CHF 29.85 (+5.7%) | 23 | CHF 390.50 | +CHF 20.70 (+5.6%) | Health insurance in Aargau |
| 15 | Fribourg (FR) | CHF 516.55 | CHF 559.34 | CHF 388.25 | +CHF 15.03 (+2.8%) | 22 | CHF 385.60 | +CHF 19.00 (+5.2%) | Health insurance in Fribourg |
| 16 | Solothurn (SO) | CHF 522.65 | CHF 574.60 | CHF 394.35 | +CHF 27.77 (+5.1%) | 22 | CHF 417.50 | +CHF 23.50 (+6.0%) | Health insurance in Solothurn |
| 17 | Schaffhausen (SH) | CHF 517.55 | CHF 575.87 | CHF 389.25 | +CHF 39.49 (+7.4%) | 23 | CHF 401.20 | +CHF 24.10 (+6.4%) | Health insurance in Schaffhausen |
| 18 | Zurich (ZH) | CHF 552.05 | CHF 600.73 | CHF 423.75 | +CHF 30.08 (+5.3%) | 23 | CHF 404.40 | +CHF 22.00 (+5.8%) | Health insurance in Zurich |
| 19 | Bern (BE) | CHF 567.95 | CHF 618.28 | CHF 439.55 | +CHF 16.53 (+2.7%) | 22 | CHF 420.20 | +CHF 21.40 (+5.4%) | Health insurance in Bern |
| 20 | Basel-Country (BL) | CHF 586.25 | CHF 626.24 | CHF 458.25 | +CHF 28.08 (+4.7%) | 22 | CHF 462.20 | +CHF 19.00 (+4.3%) | Health insurance in Basel-Country |
| 21 | Jura (JU) | CHF 592.95 | CHF 632.20 | CHF 464.65 | +CHF 23.62 (+3.9%) | 21 | CHF 462.30 | +CHF 28.40 (+6.6%) | Health insurance in Jura |
| 22 | Vaud (VD) | CHF 586.15 | CHF 636.18 | CHF 457.75 | +CHF 9.80 (+1.6%) | 23 | CHF 454.50 | +CHF 15.20 (+3.5%) | Health insurance in Vaud |
| 23 | Basel-City (BS) | CHF 594.25 | CHF 646.29 | CHF 465.95 | +CHF 22.04 (+3.5%) | 22 | CHF 491.30 | +CHF 21.10 (+4.5%) | Health insurance in Basel-City |
| 24 | Geneva (GE) | CHF 624.25 | CHF 671.20 | CHF 495.85 | +CHF 14.70 (+2.2%) | 22 | CHF 508.60 | +CHF 21.30 (+4.4%) | Health insurance in Geneva |
| 25 | Neuchâtel (NE) | CHF 595.35 | CHF 679.63 | CHF 467.05 | +CHF 23.13 (+3.5%) | 22 | CHF 468.90 | +CHF 24.00 (+5.4%) | Health insurance in Neuchâtel |
| 26 | Ticino (TI) | CHF 630.15 | CHF 724.65 | CHF 501.85 | +CHF 27.10 (+3.9%) | 21 | CHF 519.90 | +CHF 18.60 (+3.7%) | Health insurance in Ticino |
Method and source
Adult (born 1990), with accident cover, premium region of the cantonal capital, all models (standard, family doctor, HMO, telemedicine). The cheapest premium and the average refer to the CHF 300 deductible, and the third premium column to the CHF 2,500 deductible. The average is the unweighted mean of all tariffs compared in the region. Health insurers that are not in our comparison are also missing from the table. Source: premiums 2027 approved by the Federal Office of Public Health (FOPH), less the redistribution of environmental levies. Compiled on 22.10.2026.
The change compares the 2027 average with the 2026 average of the same compilation.
FOPH columns: average monthly premium per canton over all insured persons and age groups, including optional deductibles and models, rounded, published by the Federal Office of Public Health (FOPH) on 29.09.2026. These figures do not come from our evaluation and cannot be compared directly with our comparison figures.
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