Health insurance in the canton of Schwyz: 2027 premiums compared

Calculate 2027 premiums in the canton of Schwyz

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According to the FOPH, the average health insurance premium in the canton of Schwyz rises by 4.8% in 2027 to CHF 355.00 a month (adults aged 26 and over: CHF 418.50, +4.8%).

Average monthly premium 2027 in the canton of Schwyz according to the FOPH
Age groupAverage premium 2027Change vs. 2026
All insured personsCHF 355.00+4.8%
Adults (26 and over)CHF 418.50+4.8%
Young adults (19 to 25)CHF 277.10+4.4%
Children (up to 18)CHF 107.70+4.5%

Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.

2027 health insurance premiums in the canton of Schwyz: our comparison

A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).

Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Schwyz

In our comparison, the cheapest basic insurance in the canton of Schwyz costs CHF 439.75 a month in 2027; the average across 22 tariffs compared is CHF 499.53 (adult born 1990, CHF 300 deductible, with accident cover, premium region Schwyz).

Cheapest premium (CHF 300 deductible)
CHF 439.75
Average (CHF 300 deductible)
CHF 499.53
Cheapest premium (CHF 2,500 deductible)
CHF 311.45
Tariffs compared
22
Change compared with 2026:
  • Cheapest premium: +CHF 9.10 (+2.1%)
  • Average: +CHF 27.72 (+5.9%)
  • Cheapest premium with CHF 2,500 deductible: +CHF 9.10 (+3.0%)

Despite great internal contrasts, the canton of Schwyz forms a single premium region: the same regional framework applies from the Schwyz valley basin through Einsiedeln to the Lake Zurich municipalities in the districts of Höfe and March. Many residents in the outer part of the canton work in Zurich or Zug and use healthcare services across the cantonal border. Inpatient care within the canton is provided in particular by the hospitals in Schwyz and Lachen.

The cheapest tariffs in our comparison (canton of Schwyz)

CONCORDIA
HMO
HMO
CHF 439.75
+CHF 9.10 (+2.1%)
CONCORDIA
smartDoc
Telmed / other
CHF 450.15
+CHF 11.80 (+2.7%)
CONCORDIA
MyDoc
Family doctor model
CHF 463.15
new to the list
Sympany
callmed 24
Telmed / other
CHF 470.35
new to the list
Sympany
casamed hmo
HMO
CHF 470.35
+CHF 26.50 (+6.0%)

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Schwyz — FOPH premiums 2027, less the redistribution of environmental levies · 13.11.2026

Health insurers that are not in our comparison are also missing from the figures on this page.

Premiums for all 26 cantons in one table →

Hospital in Zurich or Lucerne: what does basic insurance pay?

Besides the hospitals in Schwyz, Lachen and Einsiedeln, the Schwyz hospital list also names hospitals in Zurich and Lucerne, such as the University Hospital Zurich, the Stadtspital Zürich Triemli (city hospital) and the Lucerne cantonal hospital. If a hospital only has another canton’s service mandate for your treatment, the insurer and the canton pay at most the reference tariff without prior approval of costs (Kostengutsprache); you or any supplementary insurance bear the rest. In an emergency, the insurer and the canton cover the full costs, apart from the deductible and the co-payment, regardless of the hospital list.

Sources: Kanton Schwyz: Schwyzer Spitalliste 2025 Akutsomatik · Kanton Schwyz: Spitäler und Finanzierung

Who checks in the canton of Schwyz whether you are insured?

On behalf of the canton, the compensation office of SVA Schwyz (the cantonal social insurance institution) checks whether everyone is insured. If you move to a municipality in Schwyz, you prove to the residents’ office (Einwohneramt) that you have basic insurance. If basic insurance is missing, the residents’ office reports this to SVA Schwyz, which assigns you to an insurer or decides on an exemption. You submit an exemption application to SVA Schwyz within three months of the start of the obligation to be insured.

Sources: SVA Schwyz: Krankenversicherung (KVG) · Kanton Schwyz: Vollzugsverordnung zum EGzKVG (SRSZ 361.111) · BAG: Ratgeber «Die obligatorische Krankenversicherung» · BAG: Zuständige kantonale Stellen für Gesuche um Befreiung

How much could you save?

Calculate your personal premium in two minutes — Schwyz is already pre-filled as the place of residence and can be changed. Free and without obligation.

Calculate premiums in the canton of Schwyz →

Frequently asked questions — health insurance in the canton of Schwyz

How much do premiums rise in 2027 in the canton of Schwyz?▼
According to the Federal Office of Public Health (FOPH), the average monthly premium in the canton of Schwyz rises by 4.8% in 2027 to CHF 355.00 (2026: CHF 338.80). For adults aged 26 and over it is CHF 418.50 (+4.8%), for young adults aged 19 to 25 CHF 277.10 (+4.4%) and for children up to 18 CHF 107.70 (+4.5%). These are averages over all insured persons in the canton, including optional deductibles and models (FOPH, 29.09.2026). Your own premium depends on your premium region, age, insurer, deductible and model.
Which health insurer is cheapest in the canton of Schwyz in 2027?▼
In our comparison, basic insurance for adults starts at CHF 311.45 per month (CHF 2,500 deductible, with accident cover, premium region Schwyz). The cheapest tariffs with a CHF 300 deductible are further up this page. Our comparison does not show all health insurers; all premiums are available from the FOPH at priminfo.admin.ch.
What should commuters to Zurich consider when choosing a model?▼
If you work in Zurich or Zug, check with family-doctor and HMO models whether the network also includes practices outside the canton of Schwyz or restricts treatment at your place of work. Telemedicine models are location-independent and therefore often the most flexible savings option for commuters.
Until when can I switch health insurer in the canton of Schwyz?▼
Your cancellation of basic insurance must reach your current insurer by Monday, 30 November 2026; the switch takes effect on 1 January. The insurance year ends on 31 December. Basic insurance benefits are identical across all insurers — so it pays to compare every year.

Sources

Official data behind the figures on this page (external links).

All health insurers and cantons

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