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Health insurance in the canton of Schwyz: 2026 premiums compared

Official basic insurance premiums — premium region Schwyz

CHF 428.35
Cheapest premium (CHF 300 deductible)
CHF 481.88
Average (CHF 300 deductible)
CHF 300.05
Cheapest premium (CHF 2,500 deductible)
114
Tariffs compared

Despite great internal contrasts, the canton of Schwyz forms a single premium region: the same regional framework applies from the Schwyz valley basin through Einsiedeln to the Lake Zurich municipalities in the districts of Höfe and March. Many residents in the outer part of the canton work in Zurich or Zug and use healthcare services across the cantonal border. Inpatient care within the canton is provided in particular by the hospitals in Schwyz and Lachen.

The cheapest health insurers in the canton of Schwyz

CONCORDIA
HMO
HMO
CHF 430.65

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Schwyz — official FOPH premiums 2026 · 07.09.2026

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Frequently asked questions — health insurance in the canton of Schwyz

Do people in Wollerau or Pfäffikon pay more than in the town of Schwyz?▼
No — the canton of Schwyz forms a single premium region. For the same insurer, model and deductible, the same regional tariff applies in Wollerau as in Schwyz or Einsiedeln; differences arise only from your choice of product.
What should commuters to Zurich consider when choosing a model?▼
If you work in Zurich or Zug, check with family-doctor and HMO models whether the network also includes practices outside the canton of Schwyz or restricts treatment at your place of work. Telemedicine models are location-independent and therefore often the most flexible savings option for commuters.
Until when can I switch health insurer in the canton of Schwyz?▼
Your cancellation of basic insurance must reach your current insurer by 30 November; the switch takes effect on 1 January. The insurance year ends on 31 December. Basic insurance benefits are identical across all insurers — so it pays to compare every year.

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