Health insurance in the canton of Aargau: 2026 premiums compared
Official basic insurance premiums — premium region Aarau
CHF 469.75
Cheapest premium (CHF 300 deductible)
CHF 522.40
Average (CHF 300 deductible)
CHF 344.25
Cheapest premium (CHF 2,500 deductible)
119
Tariffs compared
With over 700,000 residents, Aargau is Switzerland's fourth-largest canton and forms a single premium region for basic insurance: whether you live in Aarau, Baden or a rural municipality in the Freiamt or Fricktal makes no difference to your premium. That makes your choice of insurer, deductible and insurance model all the more decisive — especially in this densely populated Mittelland canton between Zurich and Basel with its many commuters.
The cheapest health insurers in the canton of Aargau
CONCORDIA
HMO
HMO
CHF 475.55
| Insurer | Tariff | Model | Premium/month |
|---|---|---|---|
| CONCORDIA | HMO | HMO | CHF 475.55 |
Adult (born 1990), CHF 300 deductible, with accident cover, premium region Aarau — official FOPH premiums 2026 · 07.09.2026
How much could you save?
Calculate your personal premium in two minutes — your place of residence is already pre-filled. Free and without obligation.
Calculate premiums in the canton of Aargau →Frequently asked questions — health insurance in the canton of Aargau
How many premium regions does the canton of Aargau have?▼
Aargau forms a single premium region. An insurer's basic-insurance premium is therefore identical in every Aargau municipality — from Aarau, Baden and Wettingen to the Freiamt and Fricktal. In Aargau, premium differences arise solely from your choice of insurer, deductible and insurance model.
What should insured persons in Aargau pay attention to?▼
Since the premium is the same across the canton, comparing insurers and choosing an alternative insurance model pays off most: HMO group practices are concentrated in Aarau, Baden and the agglomeration, while family-doctor and telemedicine models are available throughout the canton. If you rarely need medical care, a higher deductible can bring additional savings.
How do I switch health insurer in the canton of Aargau?▼
Cancel your basic insurance in writing by 30 November at the latest; the letter must reach your current insurer by that date. The old policy ends on 31 December and the new one starts on 1 January. There is no health check in basic insurance — every insurer must accept you unconditionally, in Aargau as everywhere in Switzerland.