Health insurance in the canton of Basel-Country: 2027 premiums compared

Calculate 2027 premiums in the canton of Basel-Country

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According to the FOPH, the average health insurance premium in the canton of Basel-Country rises by 4.3% in 2027 to CHF 462.20 a month (adults aged 26 and over: CHF 544.50, +4.2%).

Average monthly premium 2027 in the canton of Basel-Country according to the FOPH
Age groupAverage premium 2027Change vs. 2026
All insured personsCHF 462.20+4.3%
Adults (26 and over)CHF 544.50+4.2%
Young adults (19 to 25)CHF 375.20+4.4%
Children (up to 18)CHF 142.20+3.9%

Source: FOPH, average premiums by canton 2027 across all age groups and by age group (PDFs in German, French and Italian), published on . Averages over all insured persons in the canton or in the age group concerned, including optional deductibles and models, rounded.

2027 health insurance premiums in the canton of Basel-Country: our comparison

A different measure from the FOPH average, which covers all age groups, deductibles and models: these are concrete tariffs of the health insurers in our comparison for one reference profile with a CHF 300 or CHF 2,500 deductible (stated with each figure).

Basic insurance premiums according to the FOPH, less the redistribution of environmental levies — premium region Liestal

In our comparison, the cheapest basic insurance in the canton of Basel-Country costs CHF 586.25 a month in 2027; the average across 22 tariffs compared is CHF 626.24 (adult born 1990, CHF 300 deductible, with accident cover, premium region Liestal).

Cheapest premium (CHF 300 deductible)
CHF 586.25
Average (CHF 300 deductible)
CHF 626.24
Cheapest premium (CHF 2,500 deductible)
CHF 458.25
Tariffs compared
22
Change compared with 2026:
  • Cheapest premium: +CHF 21.30 (+3.8%)
  • Average: +CHF 28.08 (+4.7%)
  • Cheapest premium with CHF 2,500 deductible: +CHF 21.60 (+4.9%)

Basel-Country is closely interwoven with the city of Basel: many residents work in Basel and use its hospitals, while the Kantonsspital Baselland anchors care within the canton. For basic insurance the canton is divided into two premium regions — your municipality of residence is decisive, so moving within the canton can change your premium.

The cheapest tariffs in our comparison (canton of Basel-Country)

Groupe Mutuel
SanaTel (Telemedicine)
Telmed / other
CHF 586.25
new to the list
SWICA
Favorit Multichoice
Telmed / other
CHF 589.75
new to the list
SWICA
Favorit Santé
HMO
CHF 589.75
new to the list
SWICA
Favorit Casa
Family doctor model
CHF 596.55
+CHF 21.50 (+3.7%)
SWICA
Favorit Medpharm
Telmed / other
CHF 596.55
new to the list

Adult (born 1990), CHF 300 deductible, with accident cover, premium region Liestal — FOPH premiums 2027, less the redistribution of environmental levies · 12.11.2026

Health insurers that are not in our comparison are also missing from the figures on this page.

Premiums for all 26 cantons in one table →

Which municipalities in Basel-Country belong to which premium region?

Premium region 1 comprises 21 municipalities, including Allschwil, Binningen, Birsfelden, Muttenz, Reinach, Liestal and Pratteln. The other 65 municipalities form region 2, for example Laufen, Sissach, Gelterkinden, Waldenburg and Augst. The assignment of municipalities in the ordinance of the Federal Department of Home Affairs is binding; the postcode is only a search aid.

Sources: BAG: Prämienregionen (gültig ab 1.1.2027) · FOPH: Health insurance: Premium regions

Who checks whether you are insured in Basel-Country?

In the canton of Basel-Country, your municipality of residence checks whether you are insured; on request, you show it a copy of your insurance certificate. Anyone who does not take out insurance in time after a notice from the municipality is assigned to a health insurer by the municipality. The Gemeinsame Einrichtung KVG (Common Institution under the KVG) decides on applications for exemption.

Sources: Kanton Basel-Landschaft: Einführungsgesetz zum KVG (SGS 362) · Gemeinsame Einrichtung KVG: Versicherungspflicht Basel-Landschaft

Hospital in Basel-City: what does basic insurance pay?

Basel-Country and Basel-City have identical hospital lists for acute somatic care, psychiatry and rehabilitation. If you live in Basel-Country, you can therefore receive inpatient treatment at any listed hospital in Basel-City, at no extra cost compared with a hospital in your own canton. For acute somatic care, these lists remain in force until the two cantons issue new ones. If you choose, without a medical reason, a hospital that is only on another canton's list, the health insurer and the canton pay at most the tariff of a listed hospital in Basel-Country.

Sources: Kantone BS und BL: Nächste Schritte in der Spitalplanung · Regierungsrat Basel-Stadt: Antwort 26.5058.02 zu den Spitallisten · Kanton Basel-Stadt: Spitalplanung · Fedlex: Bundesgesetz über die Krankenversicherung (KVG)

How much could you save?

Calculate your personal premium in two minutes — Bubendorf is already pre-filled as the place of residence and can be changed. Free and without obligation.

Calculate premiums in the canton of Basel-Country →

Frequently asked questions — health insurance in the canton of Basel-Country

How much do premiums rise in 2027 in the canton of Basel-Country?▼
According to the Federal Office of Public Health (FOPH), the average monthly premium in the canton of Basel-Country rises by 4.3% in 2027 to CHF 462.20 (2026: CHF 443.20). For adults aged 26 and over it is CHF 544.50 (+4.2%), for young adults aged 19 to 25 CHF 375.20 (+4.4%) and for children up to 18 CHF 142.20 (+3.9%). These are averages over all insured persons in the canton, including optional deductibles and models (FOPH, 29.09.2026). Your own premium depends on your premium region, age, insurer, deductible and model.
Which health insurer is cheapest in the canton of Basel-Country in 2027?▼
In our comparison, basic insurance for adults starts at CHF 458.25 per month (CHF 2,500 deductible, with accident cover, premium region Liestal). The cheapest tariffs with a CHF 300 deductible are further up this page. Our comparison does not show all health insurers; all premiums are available from the FOPH at priminfo.admin.ch.
What should insured persons in Basel-Country pay attention to?▼
When moving within the canton, check whether your premium region changes — this is often overlooked. HMO and group practices are readily available in the Basel agglomeration, while in the Oberbaselbiet and Laufental the family-doctor model is usually the more practical choice. If you want treatment in Basel's city hospitals, make sure you understand the hospital-choice rules of your model.
How do I switch health insurer in the canton of Basel-Country?▼
Your written cancellation of basic insurance must reach your current insurer by Monday, 30 November 2026 at the latest. The old contract ends on 31 December and the new one starts on 1 January. Health checks are not permitted in basic insurance — every insurer that operates in Basel-Country must accept you unconditionally.

Sources

Official data behind the figures on this page (external links).

All health insurers and cantons

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